By the Cliont product team
Debt consolidation loan intake software for personal lenders

Know more about every debt consolidation loan lead before the first

Every enquiry captures debt type, total balance, and income status upfront, with income documentation attached, so you know the payment history and loan amount before the pre-approval call.

Video greetingGuided intakeDocument uploadInstant lead scoring
Live previewQuestion 1 of 7
What type of debt are you looking to consolidate?
Credit cards
Other personal loans
Medical bills

The exact intake your debt consolidation loan leads complete

This is the real 7-question guided intake for Debt Consolidation Loan — the same flow your customers finish before you ever pick up the phone.

Preview
Your video greeting plays here

What a qualified debt consolidation loan lead should tell you

A personal loan that pays off multiple existing debts, such as credit cards, medical bills, or other personal loans, and replaces them with a single fixed monthly payment, qualified by debt type, total balance, and the borrower's income and payment history.

  • Debt Consolidate
  • How Much Total Debt
  • Employed Or Receiving Regular
  • Sole Borrower Or Applying
  • Current On Payments Debts
  • Own Home Or Rent
  • Soon Get Consolidation Loan

The questions your team needs answered

Every debt consolidation loan intake asks these — and why each one matters.

QuestionWhy it matters
What type of debt are you looking to consolidate?Credit cards, other personal loans, and medical bills score highest because they're the core cases consolidation loans solve, while student loans score lowest since they often have separate federal programs.
Approximately how much total debt do you want to consolidate?The $15,000-$35,000 range scores highest because it's large enough to justify a loan without the added underwriting scrutiny that balances over $35,000 typically require.
Are you currently employed or receiving a regular income?Verifiable employment or income is the strongest predictor of repayment ability, so a no answer drops the score from 9 to 2.
Are you the sole borrower or applying jointly with someone else?Segments the lead so you can route, price, and prioritize it correctly.
Are you current on payments for the debts you want to consolidate?A borrower already behind on the debts they want to consolidate carries meaningfully more default risk, cutting the weight from 8 to 3.
Do you own your home or rent your current residence?Segments the lead so you can route, price, and prioritize it correctly.
How soon are you looking to get a consolidation loan?'Immediately' is the only timeline flagged as urgent, prioritizing that file for same-day outreach ahead of borrowers who are still exploring options.

How Cliont scores debt consolidation loan leads

Every answer is weighted automatically — no manual review required.

Value signals

  • Credit cards
  • Other personal loans
  • Medical bills
  • Auto loans
  • Student loans
  • Other debt

Urgency signals

  • Immediately

See the lead your team receives

Debt Consolidation Loan Lead

89/100
High Priority
Debt typeCredit cards
Total debt$15,000-$35,000
Employment statusEmployed with regular income
Current on paymentsYes
Application typeSole borrower
TimelineImmediately
Delivered to: Email · CRM · SMS notification

From first click to qualified lead

Follow prospects and clients through one smooth, guided flow.

They land & meet you

Your video greeting plays instantly — a real face instead of a blank form.

They explain the project

Smart questions adapt to their project and capture the full scope.

They share the details

The scope and any documents come attached, so you can scope before the first call.

You get a ready lead

Scored and qualified — waiting for you to win it.

Built for debt consolidation loan workflows

Cliont capabilityDebt Consolidation Loan application
Weighted scoring engineAutomatically ranks combinations like 'credit cards' plus a $15,000-$35,000 balance above lower-weighted debt types such as student loans.
Conditional flaggingSurfaces files where the borrower is behind on current payments so your team reviews repayment risk before the pre-approval call.
Document captureCollects income verification and debt statements upfront so files aren't worked before proof of ability to repay exists.
CRM routingSends sole versus joint applications and homeowner versus renter files to your CRM with that context attached, so the right loan officer picks up each type.

Common debt consolidation loan lead scenarios

Maxed-out cards, ready now

Borrower selects credit cards as the debt type, a $15,000-$35,000 balance, and an immediate timeline, the highest-weighted combination in the catalog, so the file surfaces as a same-day priority.

Mostly student loans, just browsing

Debt type skews toward student loans, the lowest-weighted option, and the timeline is 'just exploring options', so the intake still captures the file but without the urgency flag.

Behind on payments, still employed

Borrower confirms steady income but answers no to being current on payments, pulling the payment-status weight down even though employment is strong, a mix worth a closer underwriting look before booking.

Joint applicant, renting, medical debt

A joint application with a renter consolidating medical bills routes differently than a sole homeowner applicant, since ownership status shapes which loan structures are even on the table.

Connect Cliont to your workflow

Send leads

HubSpot, HighLevel, Salesforce, JobNimbus

Book projects

Google Calendar, Outlook Calendar, Calendly

Notify your team

Email, SMS, Slack

Automate follow-up

Zapier, Webhooks, API

Simple, transparent pricing

Choose the plan that works for your business.

Most popular

Professional

Unlimited intake forms and leads for your growing business.

$397 / month
14-day free trial · Cancel anytime
  • Unlimited intake forms
  • Custom video greetings
  • AI-powered voice bot
  • English + Spanish support
  • Automatic lead scoring
  • Digital estimates & e-signatures
  • Photo, video & file upload
  • Advanced analytics dashboard
Try free for 14 days

Pay Per Lead

Only pay when you receive a qualified lead.

$47 / qualified lead
No setup fees · No monthly fees
  • Unlimited intake forms
  • Custom video greetings
  • AI-powered voice bot
  • English + Spanish support
  • Automatic lead scoring
  • Digital estimates & e-signatures
  • Photo, video & file upload
  • Charged only for submitted leads
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Debt Consolidation Loan lead-intake FAQs

Does the intake separate credit card debt from other debt types?

Yes. The debt-type question lets borrowers select multiple categories, and credit cards, other personal loans, and medical bills carry the highest weights since they're the most common consolidation drivers.

How does the total balance affect lead scoring?

Balances in the $15,000-$35,000 range score highest, since that band is large enough to justify a consolidation loan without triggering the underwriting complexity of the over-$35,000 tier.

What happens when a borrower says they're behind on payments?

The current-on-payments question drops the score sharply when the answer is no, flagging the file as higher risk even if the borrower otherwise looks strong on income.

Is employment status required to submit an enquiry?

The intake asks whether the borrower has employment or regular income, and a yes answer weighs far more heavily than a no, since repayment ability hinges on verifiable income.

Can the intake handle joint applications?

Yes, borrowers indicate whether they're applying solely or jointly, which doesn't carry a scoring weight but helps route the file to the right loan officer for co-borrower documentation.

Does homeownership change how a lead is scored?

Homeownership isn't a weighted scoring field, but it's captured so your team can see whether secured consolidation options are relevant alongside unsecured ones like the Unsecured Personal Loan intake.

Turn debt consolidation loan visitors into qualified clients

Give every debt consolidation loan visitor a guided intake instead of a dead contact form — and get a scored, qualified lead before you take the first call.